Make improvements to your home to save energy and money with the HomePlus Energy Efficient Home Improvement Loan Program and GEMC Federal Credit Union

Smart homeowners want to get the most value from their energy dollar. One way to increase the comfort of your home while potentially saving money is to make energy efficiency improvements.


Central Georgia EMC will assist you with your energy improvement planning. We will come to your home, perform a visual inspection, and recommend ways to improve your home’s efficiency.

We can show you specific ways to reduce your energy consumption to help lower your monthly electric bill. Your energy planning considerations should include:

(1) the energy efficiency of your home’s structure;

(2) the equipment and appliances used; and

(3) the lifestyle habits of the family.

If you would like to take advantage of our in-home energy audit please contact CGEMC or telephone us at (770) 775-7857.

How do I get started improving my home?

  • Determine what Energy Efficiency Improvements are needed for your home
  • Obtain an estimate from your licensed and insured contractor*
  • Fill out an online application with GEMCFCU
  • Wait for approval of the loan.
    • Do not begin work until the loan is approved.
  • Once approval for the loan is received, contact CGEMC with contractor and bid information
  • After work is completed, contact CGEMC to inspect the Energy Efficiency Improvement

*Contractor must have a signed Master Contractor Agreement on file with CGEMC.  If you choose a contractor that is not included on the licensed and insured contractor list, the contractor must sign our agreement in order to participate in the program.